Log and Timber Home Financing Loans – M&T Bank

LogHomeLinks Has Partnered with M&T Bank to Bring You the Best Log Home and Timberframe Home Financing

M&T Bank Log Home Loans

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Log Home PictureBuilding or buying a log home is an exhilarating adventure. It will help provide cherished memories for your family for the rest of your lifetime. Our experienced team of home financing specialists at M&T Bank is qualified and ready to help you make your log home dream a reality. Financing your log home shouldn’t be stressful. M&T Bank is here to ensure easy and affordable financing for your new log home. Thank you for your interest in our services.

M&T offers a one-close construction loan option. This gives you a single, secure interest rate from the construction through the permanent mortgage of your log home. For some customers, a two-close construction loan may be more desirable. The two-close loan gives more options with your permanent mortgage, yet a long term rate can still be locked for the loan. Contact us for more information.


M&T Bank offers many benefits with our construction program:

Flexible construction timeframes of 6, 9 and 12 months based on the type of house you are building

Interest-only payments during construction. Make interest-only payments as your house is built – increasing month-to-month as additional draws are paid to the builder

Land disbursement (draw) option. Combine land and construction financing all in one loan

Curbside funding. To complete payment on your home package for a log, timber frame, modular or panelized construction, M&T will have the payment waiting at your property when your home is delivered

Lot loans. Finance your lot and build later when you’re ready

Downpayment features. Use the equity from the land you already own toward a downpayment

A dedicated team of certified construction specialists. At M&T, every part of the construction lending process is managed by certified specialists so you can feel confident you are working with knowledgeable experts who understand construction lending

This program requires fully documented income, no stated income allowed, and a minimum credit score of 680. Not available in Alaska or Hawaii.

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