Log Home Construction Loans – Owner Builder Loan Financing

The Easiest Log Home Construction Loans
you will ever find to help you build your own home.

Owner Builder Construction Loans

Our construction loans are best suited for those who want to build their own home without using a general contractor.

For all types of homes in AZ, CO, FL, MI, OR, PA, TX, and VA including log homes, timber frame, and modular homes.
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At Owner Builder Loans, LLC, we specialize in construction loan mortgages for the do-it-yourself home builder in AZ, CO, FL, MI, OR, PA, TX, and VA including log home construction loans and loans for modular homes. Unlimited draws, no draw fees, and all draws on call have made us the owner builder’s choice for construction financing for the last 15 years. We do not sell blueprints, materials, labor, or advice. We just have the easiest, most flexible construction loan available to help you save money. After all, saving money is what building your own home is all about.

Our Construction Loans feature:

  • Unlimited draws (Typical borrower requests 75 to 150 draws per loan).
  • All draws are ordered on the phone and mailed directly back to you, usually the same day.
  • There are no application or draw fees
  • You can hire your favorite subcontractors and tradespeople.
  • You can purchase materials from your favorite supplier.
  • You can use your own labor.
  • It is O.K. if you don’t have a contractor. We don’t require one.
  • It is O.K. if the construction has already started.
  • After the completion of the construction, you are free to refinance with another lender of your choice.
  • You pay interest monthly only on the outstanding balance.
  • There are no prepayment penalties.
  • We service your entire state.

It’s all about saving money and time.

In the building industry, it is uncommon for a tradesperson to get paid the same day their services are rendered. They usually have to wait an average of 30 days, and sometimes longer before they get paid by a contractor.

We have designed our loan program with features that allow you to pay for services right away. Be sure to let your suppliers and subcontractors know that this construction loan will allow you to pay them upon completion of their work. This will put you in a better position to negotiate cash discounts and faster service.


Log Home Financing “We were determined to build our own log home, but the banks would not finance us as owner-builders. Owner Builder Loans provided us with a construction loan and made our dreams come true. We had absolutely no hassles and our checks were always on time.
We give your program an excellent rating.”

William & Carol Bodziak
Attica, MI

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